Auto, home & business insurance across Ontario.
Truly Insurance is an Ontario insurance brokerage operated by BrokerUnion Insurance Inc., a Registered Insurance Brokers of Ontario (RIBO) licensed brokerage based in Kitchener, Ontario. We shop 17+ Canadian insurers to arrange auto, home, and business insurance for clients in every city and town across Ontario, and we re-shop every policy at renewal.
Insurance for whatever you're building, anywhere in the province.
Auto insurance across Ontario
Quotes from 17+ insurers, rated for your territory and driving record, bundled for real savings.
Home, condo & tenant
Dwelling, contents, and liability tailored to your property's age, construction, and water exposure.
Business & landlord
General liability, E&O, cyber, and landlord coverage, bound in 2 to 3 days with same-day COIs.
The questions every Ontario driver and owner asks.
How much is car insurance in Ontario?
Ontario has some of the highest average auto premiums in Canada. Your rate depends on your driving record, the vehicle you insure, your rating territory (city and postal code), and the coverage limits and deductibles you choose. Truly Insurance compares 17+ Canadian insurers, applies bundling and affinity discounts, and shows the prices side by side so you choose with full transparency.
What is the minimum auto insurance coverage required in Ontario?
Every Ontario driver must carry four mandatory coverages: $200,000 in third-party liability, Statutory Accident Benefits, Direct Compensation–Property Damage (DCPD), and Uninsured Automobile coverage. Most Ontario drivers increase liability to $1 million or $2 million. We explain which limits actually fit you, in plain English, before you buy.
How do insurance brokers get paid in Ontario?
Ontario insurance brokers are paid commission by the insurer, not a fee by you. RIBO — the Registered Insurance Brokers of Ontario — requires brokers to disclose how they are compensated and any potential conflicts of interest before you buy. Truly Insurance shows quotes side by side and discloses compensation transparently, so you choose with full context.
How do I get the cheapest car insurance in Ontario?
The cheapest car insurance in Ontario comes from a clean driving record, bundling auto with home or tenant, higher deductibles, telematics (usage-based) programs, and re-shopping at every renewal. We compare 17+ insurers, apply every discount, and re-shop your policy yearly so creeping rates don't quietly slide by while you're busy.
Questions, answered.
Is Truly Insurance licensed in Ontario?+
Yes. Truly Insurance is operated by BrokerUnion Insurance Inc., a Registered Insurance Brokers of Ontario (RIBO) licensed insurance brokerage based in Kitchener, Ontario. Our team of licensed Insurance Brokers arranges auto, home, and business insurance anywhere in Ontario.
How much is car insurance in Ontario?+
Ontario has some of the highest average auto premiums in Canada. Your rate depends on your driving record, the vehicle you insure, your rating territory (city and postal code), and the coverage limits and deductibles you choose. Truly Insurance compares 17+ Canadian insurers and shows the prices side by side.
What is the minimum auto insurance coverage required in Ontario?+
Every Ontario driver must carry four mandatory coverages: $200,000 in third-party liability, Statutory Accident Benefits, Direct Compensation–Property Damage (DCPD), and Uninsured Automobile coverage. Most Ontario drivers increase liability to $1 million or $2 million. We explain which limits actually fit you, in plain English.
How do insurance brokers get paid in Ontario?+
Ontario insurance brokers are paid commission by the insurer, not a fee by you. RIBO requires brokers to disclose how they are compensated and any potential conflicts of interest before you buy. Truly Insurance shows quotes side by side and discloses compensation transparently, so you choose with full context.
How do I get the cheapest car insurance in Ontario?+
Cheapest car insurance in Ontario comes from a clean driving record, bundling auto with home or tenant, higher deductibles, telematics (usage-based) programs, and re-shopping at every renewal. We compare 17+ insurers, apply every discount, and re-shop your policy yearly so creeping rates don't quietly slide by.
Can I switch insurance brokers in Ontario mid-policy?+
Yes. You can switch any time, even mid-policy. We co-ordinate the cancellation of your current coverage so there is never a gap, and any early-termination fee is disclosed before you switch.
Browse our coverage
We serve all of Ontario.
A licensed broker compares 17+ insurers and explains it before you buy. Personal quotes the same day, commercial in 2 to 3 days.