Is Truly a real insurance broker or just a comparison site?

Truly is a full-service insurance brokerage. You get access to our team of licensed insurance brokers who give personalized advice, help you choose the right coverage, and support you through claims. You're never on your own after you buy.

How fast can I get a quote?

Personal quotes typically come back the same day and most commercial coverage is usually bound within a few business days, depending on the coverage and the information you provide. You can also call us at 519.800.4770 and we'll quote over the phone.

What types of insurance do you offer?

We cover auto, home, condo, tenant, business, commercial liability, real estate investor portfolios, and startup insurance — all from top Canadian insurers.

What happens if I need to make a claim?

Call your Truly Insurance broker during business hours and we'll help you report the claim, explain the process, and advocate with the insurer. For after-hours emergencies, our claims page lists 24-hour carrier claim lines so you can report directly, then let us know so we can advocate for you.

Can I switch to Truly if I already have insurance?

Absolutely. You can switch any time, even mid-policy. Any early-termination fee from your current provider is often offset by the savings we find you.

How is Truly transparent about how it's paid?

As a licensed Ontario brokerage, we disclose how we operate, how we're compensated, and any potential conflicts of interest before you buy, in line with RIBO and FSRA requirements.

Why do Kitchener–Waterloo auto insurance rates differ from Toronto?

Ontario insurers rate auto by territory, so traffic density, claim frequency, and theft all factor into your postal code. A Kitchener, Waterloo, or Cambridge postal code is usually rated more favourably than a Toronto or Mississauga one for claim frequency and theft. As a Kitchener-based broker, Truly Insurance knows which carriers rate Waterloo Region competitively and which load it, and routes you to the ones that don't.

What is DCPD and do I need it in Ontario?

Direct Compensation Property Damage covers your vehicle through your own insurer when another driver is at fault, a core part of Ontario's no-fault system. It's standard on Ontario auto policies. Truly Insurance makes sure the deductible and coverage amount make sense for your car's value so you're not under-recovering after someone else's mistake.

What is Ontario's no-fault insurance system?

No-fault means each driver deals with their own insurer for vehicle damage and injury benefits, regardless of who caused the crash. Fault is still determined for at-fault surcharge purposes, but you don't chase the other driver's insurer for repairs — your own carrier pays and then subrogates. Truly Insurance explains exactly how it applies to your specific accident.

What happens to my auto insurance rates after an at-fault accident?

An at-fault accident typically stays on your Ontario driving record for six years and can raise your premium at renewal. The size of the increase depends on your insurer, the percent of fault, and whether you carry accident forgiveness. Truly Insurance re-shops your policy across 17+ insurers after an at-fault to find the carrier that treats it least harshly.

What is accident forgiveness and do I qualify?

Accident forgiveness is an endorsement or loyalty reward that shields your first at-fault accident from a surcharge, usually after six years claim-free with the same insurer. Not every carrier offers it and it doesn't transfer. Truly Insurance tells you honestly whether your policy has it and whether it's worth keeping versus moving to a cheaper carrier.

What are OPCF endorsements and which ones matter?

Ontario Policy Change Forms (OPCF) add or change coverage on an auto policy. The ones that matter most are OPCF 20 (loss of use and rental), OPCF 27 (rental-car liability extension), OPCF 43 (replacement cost for a total loss), and OPCF 44R (family protection against underinsured drivers). Truly Insurance explains each before you buy and adds only the ones that fit your life.

Do winter tires lower my auto insurance in Ontario?

Yes. Ontario insurers are required to offer a winter-tire discount, typically around 5 percent, for four matching winter tires mounted during the required season. Truly Insurance applies it automatically and verifies the discount shows on your policy, because it's often missed when policies are bound remotely.

Am I covered while driving for Uber or DoorDash in Ontario?

Not on a standard personal auto policy — personal use excludes carrying passengers or goods for money. Rideshare and delivery platforms carry some third-party cover while the app is active, but the gap between personal and commercial use is real. Truly Insurance arranges a commercial-use extension or rideshare endorsement so a delivery or rideshare trip doesn't leave a claim denied.

What happens if my car is a total loss?

The insurer pays actual cash value by default, which can leave you financing a remaining loan on a car you no longer own. With OPCF 43 (replacement cost), the insurer pays for a new equivalent vehicle if the loss happens early in the car's life. Truly Insurance tells you when replacement-cost coverage is worth it for a newer or financed car, and when it isn't.

How do I lower my auto insurance premium in Ontario?

Bundling home and auto, a clean driving record, increased deductibles, telematics, and winter-tire and approved anti-theft discounts all help. The biggest lever is re-shopping at renewal — insurers' rates shift yearly and a loyal customer is often overpaying. Truly Insurance shops 17+ Canadian insurers and re-shops your auto at every renewal automatically.

Will a speeding ticket affect my auto insurance in Ontario?

A minor conviction, like 10 to 29 km/h over, usually raises your premium for three years; a major conviction, like stunt driving or 50+ km/h over, can more than double it and may require the high-risk market. Truly Insurance re-shops after convictions because different insurers treat the same ticket very differently, and a move often saves far more than staying.

Does my Ontario auto policy cover a rental car?

Often yes for liability and damage if you carry collision and comprehensive on your own vehicle, but coverage extends based on your policy and a credit card or rental waiver can leave gaps. Truly Insurance adds OPCF 27 to extend liability and confirms your physical-damage transfer so you're covered in Canada and the U.S. without buying the counter's expensive insurance.

Is sewer backup coverage worth it in Ontario?

Yes. Mature basements and older municipal infrastructure make sewer backup and overland water endorsements genuinely valuable across Ontario, especially in Kitchener, Waterloo, and Cambridge where stone foundations and mature trees drive the most common basement claim. Truly Insurance adds them by default and prices the deductible sensibly so the coverage responds when it matters.

Does home insurance cover flooding in Ontario?

Only with the right endorsements. A standard Ontario home policy excludes overland water and sewer backup unless added separately, and groundwater seepage often needs its own endorsement. Truly Insurance includes the coverages that actually protect Ontario homes and explains each one before you buy.

What's the difference between replacement cost and actual cash value?

Replacement cost pays to rebuild or replace without deducting for depreciation; actual cash value deducts depreciation. Contents are often settled on an actual-cash-value basis unless you upgrade to replacement cost, which Truly Insurance recommends for most households because a depreciated payout rarely funds a full re-stock after a loss.

Does home insurance cover jewelry and valuables?

Only up to a sub-limit, often $2,000 to $6,000 per category for jewelry, art, and collectibles, unless you schedule the item individually with an appraisal. Truly Insurance schedules your valuables at agreed value so a lost ring or stolen watch settles at the appraised amount, not the sub-limit that leaves you short.

What is overland water coverage and do I need it?

Overland water covers freshwater flooding from lakes, rivers, and surface runoff, distinct from sewer backup. Homes near the Grand River, the Speed River, or in low-lying parts of Kitchener–Waterloo carry real exposure. Truly Insurance adds it where your property warrants it and declines it where it doesn't, with the reasoning on the table.

Is my home covered while I'm on vacation?

Most policies impose a vacancy limit, typically 30 consecutive days, after which water-damage and theft cover can suspend unless you notify the insurer or add a vacancy permit. Snowbirds and long-trip travellers need a vacancy endorsement or a check-in plan. Truly Insurance sets the terms before you leave so a burst pipe in February doesn't become a denied claim.

Does home insurance cover a burst pipe in winter?

Sudden and accidental water damage from a burst pipe is covered, but freeze damage while a home is vacant and unheated can be excluded if you didn't maintain heat or drain the pipes. Truly Insurance explains the winter-vacancy rules your insurer expects — drain-down, setback thermostat, and a check-in plan — so the claim pays.

Does my home insurance policy cover a finished basement?

Finished basement improvements are part of the dwelling limit, but their water-damage exposure is only covered if sewer backup and overland water are endorsed. A finished basement without water cover is the single most common under-insured gap Truly Insurance sees in Kitchener–Waterloo. We quote the basement honestly and add the water cover its finish value deserves.

What is guaranteed replacement cost on a home policy?

Guaranteed replacement cost pays whatever it takes to rebuild your home to its pre-loss condition, even if the cost exceeds your dwelling limit, protecting you when materials and labour spike after a widespread event. Truly Insurance places it wherever your insurer offers it, because a rebuild that exceeds your limit is exactly the moment you can't afford to be short.

Does home insurance cover a home business?

A standard policy excludes business property and liability beyond a small allowance unless you add a home-business endorsement. Even a low-foot-traffic business can void liability cover after a client-related claim. Truly Insurance adds an extension sized to your operations so a slip, a stolen laptop, or a client-data claim is covered, not a denial.

How is my Ontario home insurance premium calculated?

Insurers rate on rebuild cost, age and construction of the home, postal-code claim frequency, distance to a fire hydrant and station, heating type, electrical and plumbing age, roof age, claims history, credit where permitted, and your deductible and limits. Because so many factors move, Truly Insurance re-shops at renewal to surface a better rate without changing your coverage.

How does bundling home and auto save money in Ontario?

A multi-line home-and-auto discount typically lowers both premiums 10 to 15 percent, consolidates renewals, and often unlocks additional loyalty or claims-free benefits. Truly Insurance shows the bundled versus unbundled price across 17+ insurers so the saving is real and documented, not assumed.

Is high-risk auto insurance a specialty at Truly Insurance?

Yes. High-risk and non-standard auto is a file we specialize in, not a side line, and our Kitchener team holds appointments with every non-standard carrier that writes in Ontario, Jevco, Pafco, Coachman, and Echelon, plus the Facility Association residual market. We have placed impaired, suspended, and cancelled-driving files for years and we know exactly how each carrier rates the same conviction or cancellation, so your abstract is quoted four times and lands with the carrier that treats your history least harshly.

Which high-risk auto insurance carriers does Truly Insurance write with?

We write with Jevco, Pafco, Coachman, and Echelon, the four Ontario non-standard carriers that specialize in impaired, suspended, and cancelled drivers, plus the Facility Association residual market. Because we hold appointments with all of them, your driving abstract is quoted four times, not once, and placed with the carrier that rates your specific history least harshly rather than being shopped to a single insurer.

Is Facility Association my only option after a DUI in Ontario?

No. Facility is the insurer of last resort, not the first stop, and we quote Jevco, Pafco, Coachman, and Echelon before it is ever considered. All four write drivers with impaired and major-conviction records, often well below Facility, so a DUI does not mean you are stuck in the residual market. Facility is used only if every one of the four declines, which is rare for a single conviction.

What makes a driver high-risk in Ontario?

A major conviction like impaired driving, a licence suspension, multiple at-fault accidents, or a non-payment cancellation moves you into the non-standard tier where standard insurers decline or surcharge heavily. It is a statistical and underwriting decision, not a moral one, and it is the file we place every working day. We know exactly how each of the four non-standard carriers rates that record.

Can I get auto insurance with a suspended licence in Ontario?

Yes. We bind cover before your licence is reinstated so a policy is in place the day it is valid again, and we arrange the proof-of-insurance filing an ordered reinstatement demands. We never bind a policy that lets you drive while suspended; we set it up so you are covered the moment you are legal, and we move you back to a standard carrier as the suspension ages off your abstract.

I was cancelled for non-payment, can I still get insured?

Yes. A non-payment cancellation can lock you out of the standard market, but Jevco, Pafco, Coachman, and Echelon write this history every day and each rates it differently. We quote your record with all four, place you with the carrier that treats the cancellation least harshly, and help you rebuild a clean payment history that qualifies you to move back to a standard insurer at the next renewal.

How long does a DUI stay on my Ontario insurance record?

An impaired conviction typically stays on your Ontario driving abstract and insurance record for three years from the conviction date, and a major conviction can affect your premium for up to six years. We tell you the exact date it falls off, we re-shop the file at every renewal, and we move you back to a standard carrier the moment your abstract allows it.

How much is high-risk auto insurance in Ontario?

It depends on the conviction, the at-fault accidents, the suspension, and which of the four carriers is quoting. A single impaired conviction can more than double a standard premium, but the four non-standard carriers rate the same abstract very differently. We quote your record with all four and show you the full range, not one number, so you see exactly where your file fits.

How do I move back to the standard auto market?

As your convictions age off your abstract and your payment history cleans up, standard insurers become available again. We track your abstract's aging and re-shop you back to the standard market at the first renewal a standard carrier will accept you, often cutting your premium substantially. Moving you back down is the whole point of placing the file, not leaving you in the high-risk tier.

Across Ontario

Insurance across Ontario, city by city.

Our team of licensed insurance brokers shops 17+ Canadian insurers in every community we serve. Find your city to see coverage tailored to how you actually live and drive there.

Greater Toronto Area

Insurance in Toronto

Toronto is Canada's largest insurance market, with dense traffic, varied housing stock, and premiums that move postcode by postcode. Truly Insurance shops 17+ Canadian insurers to find Toronto auto, home, and business rates that actually fit how, and where, you drive and live.

Pop. 2.93MAuto · Home · Business

Eastern Ontario

Insurance in Ottawa

As the nation's capital, Ottawa blends government professionals, young families, and bilingual households, each with different coverage needs. We compare insurers that understand Eastern Ontario and price the city fairly.

Pop. 1.02MAuto · Home · Business

Greater Toronto Area

Insurance in Mississauga

Mississauga drivers and homeowners sit in one of Ontario's busiest corridors. We shop insurers that rate Peel Region competitively and bundle auto with condo, tenant, or home coverage for real multi-line savings.

Pop. 717kAuto · Home · Business

Greater Toronto Area

Insurance in Brampton

Brampton households often carry multiple vehicles and growing property values. Our brokers compare Peel-Region-rated insurers and apply bundling and affinity discounts that materially reduce what most families pay.

Pop. 656kAuto · Home · Business

Golden Horseshoe

Insurance in Hamilton

Hamilton mixes historic homes, escarpment neighbourhoods, and new build, each with different risks. We match insurers to your property's age, construction, and proximity to water for accurate, fair pricing.

Pop. 569kAuto · Home · Business

Southwestern Ontario

Insurance in London

London offers a quieter rating environment than the GTA, with strong savings for safe drivers and homeowners. We compare Southwestern Ontario-friendly insurers and re-shop at every renewal as the market shifts.

Pop. 422kAuto · Home · Business

Greater Toronto Area

Insurance in Markham

Markham's mix of tech businesses, suburban homes, and condo towers calls for flexible coverage. We insure Markham startups in 2 to 3 days and personal lines the same day, with brokers who know York Region.

Pop. 338kAuto · Home · Business

Southwestern Ontario

Insurance in Windsor

Windsor's border economy and shorter commute profiles often translate to competitive auto rates. We compare insurers that rate Windsor fairly and confirm your cross-border driving use is properly covered.

Pop. 229kAuto · Home · Business

Eastern Ontario

Insurance in Kingston

Kingston's mix of students, military families, and retirees creates diverse coverage needs. We shop insurers that understand Eastern Ontario and credit your full driving and claims history.

Pop. 132kAuto · Home · Business

Central Ontario

Insurance in Barrie

Barrie's growing families and cottage-country commuters benefit from competitive Central Ontario rating. We compare insurers that reward clean records and bundle auto, home, and seasonal properties.

Pop. 147kAuto · Home · Business

Waterloo Region

Insurance in Kitchener

Kitchener's tech sector and family neighbourhoods need flexible personal and business coverage. We shop Waterloo Region-rated insurers and insure local startups in 2 to 3 days.

Pop. 256kAuto · Home · Business

Wellington County

Insurance in Guelph

Guelph's mix of university households, professionals, and small businesses calls for tailored coverage. We compare insurers that rate Guelph competitively and re-shop your policy at every renewal.

Pop. 143kAuto · Home · Business

Waterloo Region

Insurance in Waterloo

Home to two universities and a deep tech sector, Waterloo blends student households with established professionals, and insurers rate the two very differently. We shop Waterloo Region insurers who credit both student and tech-driver profiles fairly.

Pop. 146kAuto · Home · Business

Waterloo Region

Insurance in Cambridge

Cambridge pairs historic Galt, Preston, and Hespeler with a growing light-industrial base along the 401. We insure Cambridge manufacturers, trades, and family households with insurers that genuinely understand the region.

Pop. 139kAuto · Home · Business

Perth County

Insurance in Stratford

Stratford's festival economy, heritage homes, and small-business core create a unique mix of coverage needs. We insure Stratford retailers, theatre-adjacent hospitality, and family homes with Perth County-rated insurers.

Pop. 33kAuto · Home · Business

Brant County

Insurance in Brantford

Brantford mixes an industrial legacy, a growing commuter population, and historic neighbourhoods along the Grand River. We arrange auto, home, and business cover for Brantford families and operators with insurers that rate the area fairly.

Pop. 105kAuto · Home · Business

Oxford County

Insurance in Woodstock

Woodstock's county-seat character and farm-adjacent industry make it a quieter but risk-rich market. We arrange coverage for Woodstock homes, vehicles, and businesses with Oxford County-rated insurers.

Pop. 46kAuto · Home · Business

Perth County

Insurance in Listowel

Listowel is a tight Perth County community where farm, small business, and family cover all overlap. We arrange local-rated auto, home, and commercial cover for Listowel residents and operators.

Pop. 9kAuto · Home · Business

Waterloo Region

Insurance in New Hamburg

New Hamburg sits minutes from Kitchener, a Wilmot Township community where small business and commuter living meet. We arrange coverage rated for Waterloo Region's quieter rural-adjacent rating.

Pop. 10kAuto · Home · Business

Waterloo Region

Insurance in Elmira

Elmira's Woolwich Township setting mixes Mennonite-country rural roads with a growing commuter base. We insure Elmira homes, vehicles, and small businesses with insurers that rate the township fairly.

Pop. 12kAuto · Home · Business

Waterloo Region

Insurance in Ayr

Ayr is a North Dumfries village just south of Kitchener, squarely within our home service area. We arrange fast, local-rated coverage for Ayr homes, autos, and small operations.

Pop. 5kAuto · Home · Business

Brant County

Insurance in Paris

Paris pairs heritage-river charm with a fast-growing commuter population. We insure Paris homes, vehicles, and small businesses with cover that respects both the historic core and new build.

Pop. 13kAuto · Home · Business

Perth County

Insurance in St. Marys

St. Marys' limestone heritage and river setting create a distinctive small-town cover profile. We arrange Perth County-rated auto, home, and seasonal cover for St. Marys residents.

Pop. 7kAuto · Home · Business

Wellington County

Insurance in Fergus

Fergus blends Scottish-heritage downtown with a fast-growing commuter base in Centre Wellington. We insure Fergus homes, vehicles, and businesses with Centre Wellington-rated insurers.

Pop. 23kAuto · Home · Business

Wellington County

Insurance in Elora

Elora's tourism economy, heritage housing, and tourist-adjacent small businesses need coverage tuned to both residents and the seasonal visitor surge. We arrange it for Elora with Wellington County-rated insurers.

Pop. 7kAuto · Home · Business

Wellington County

Insurance in Rockwood

Rockwood is a fast-growing Guelph-adjacent community where commuter living and rural character meet. We arrange Centre Wellington-rated auto, home, and tenant cover for Rockwood residents.

Pop. 6kAuto · Home · Business

Wellington County

Insurance in Erin

Erin village and the broader Town of Erin mix rural roads, small business, and Caledon-adjacent commuter living. We arrange cover for Erin with insurers that rate Wellington County fairly.

Pop. 11kAuto · Home · Business

Perth County

Insurance in Mitchell

Mitchell is a Perth County community where farm, small business, and family cover overlap. We arrange local-rated auto, home, and commercial cover for Mitchell residents and operators.

Pop. 5kAuto · Home · Business

Wellington County

Insurance in Mount Forest

Mount Forest is a northern Wellington County hub where rural business and family living meet. We arrange cover for Mount Forest homes, vehicles, and small operations with local-rated insurers.

Pop. 5kAuto · Home · Business

Halton Region

Insurance in Burlington

Burlington mixes lakefront homes, an independent business core, and high-value residential along the escarpment. We arrange Halton-rated auto, home, and business cover that respects both the lake and the slope.

Pop. 186kAuto · Home · Business

Halton Region

Insurance in Oakville

Oakville's high-value homes and dense small-business base need cover sized for higher limits and scheduled valuables. We arrange Halton-rated auto, home, and commercial cover for Oakville clients.

Pop. 213kAuto · Home · Business

Halton Region

Insurance in Milton

Milton is one of Canada's fastest-growing towns, new build, young families, and a growing business base. We arrange Halton-rated auto, home, and commercial cover for Milton's expanding community.

Pop. 132kAuto · Home · Business

Niagara Region

Insurance in St. Catharines

St. Catharines mixes a garden-city heritage, a university population, and a growing commuter base to the GTA. We arrange Niagara-rated auto, home, and business cover for St. Catharines residents.

Pop. 133kAuto · Home · Business

Niagara Region

Insurance in Niagara Falls

Niagara Falls blends a tourism-driven economy with established residential neighbourhoods. We arrange cover for Niagara Falls homes, hospitality businesses, and vehicles with Niagara-rated insurers.

Pop. 94kAuto · Home · Business

Lambton County

Insurance in Sarnia

Sarnia's border economy, chemical-valley industry, and lakeside homes create a distinctive risk profile. We arrange Lambton-rated auto, home, and commercial cover for Sarnia residents and operators.

Pop. 72kAuto · Home · Business

Chatham-Kent

Insurance in Chatham-Kent

Chatham-Kent's mix of urban Chatham, farm communities, and lakeside towns needs flexible cover. We arrange auto, home, farm-adjacent, and business cover rated for Chatham-Kent.

Pop. 70kAuto · Home · Business

Peterborough County

Insurance in Peterborough

Peterborough blends a university population, retirees, and cottage-country access. We arrange auto, home, and seasonal cover for Peterborough with insurers that rate the Kawarthas fairly.

Pop. 83kAuto · Home · Business

Hastings County

Insurance in Belleville

Belleville's mix of military-adjacent families, commuters, and small business creates a varied cover profile. We arrange Hastings-rated auto, home, and commercial cover for Belleville residents.

Pop. 50kAuto · Home · Business

Durham Region

Insurance in Oshawa

Oshawa's industrial legacy and fast-growing residential base need cover that fits both. We arrange Durham-rated auto, home, and business cover for Oshawa families and operators.

Pop. 175kAuto · Home · Business

Durham Region

Insurance in Whitby

Whitby mixes a historic downtown, lakeside homes, and a growing family base. We arrange Durham-rated auto, home, and business cover for Whitby residents with insurers that rate the region fairly.

Pop. 138kAuto · Home · Business

York Region

Insurance in Vaughan

Vaughan's rapid growth, condo towers, and small-business density need flexible coverage. We arrange York-rated auto, home, condo, and business cover for Vaughan, fast, with same-day COIs.

Pop. 323kAuto · Home · Business

York Region

Insurance in Richmond Hill

Richmond Hill's high-value homes and diverse small-business base need cover sized for both. We arrange York-rated auto, home, and commercial cover for Richmond Hill clients.

Pop. 202kAuto · Home · Business

Northern Ontario

Insurance in Greater Sudbury

Sudbury's mining economy, lake-dotted geography, and cold-weather exposure create a distinctive cover profile. We arrange Northern-Ontario-rated auto, home, and commercial cover for Sudbury residents.

Pop. 166kAuto · Home · Business

Northwestern Ontario

Insurance in Thunder Bay

Thunder Bay's northern climate, lakefront location, and resource economy create specialized cover needs. We arrange Northwestern-Ontario-rated auto, home, and business cover for Thunder Bay residents.

Pop. 108kAuto · Home · Business

Oxford County

Insurance in Ingersoll

Ingersoll sits along Highway 401 in Oxford County, a community built on cheese and manufacturing heritage that now serves as a quieter residential base between Woodstock and London. We shop Oxford County-rated insurers for Ingersoll auto, home, and business cover, sized to how the town actually lives and commutes.

Pop. 12kAuto · Home · Business

Oxford County

Insurance in Tillsonburg

Tillsonburg grew on tobacco and then on steel and fluid-power manufacturing, and today it's a busy south-Oxford town with a strong industrial base. We compare insurers that rate Tillsonburg fairly for auto, home, and commercial cover, from light industrial to residential.

Pop. 16kAuto · Home · Business

Huron County

Insurance in Goderich

Goderich is the seat of Huron County, a lakefront town famous for its octagonal courthouse square and Lake Huron shoreline. We arrange Goderich auto, home, and business cover with insurers that rate Huron County and the lakeside fairly.

Pop. 7kAuto · Home · Business

Huron County

Insurance in Clinton

Clinton is a small Huron County town known as Canada's home of radar and a Central Huron service centre. We arrange Clinton auto, home, and small-business cover with insurers that understand rural Huron County rating.

Pop. 3kAuto · Home · Business

Huron County

Insurance in Wingham

Wingham is a small North Huron community, the hometown of Alice Munro, with a real small-town service economy around farming and local healthcare. We arrange Wingham auto, home, and business cover rated for North Huron.

Pop. 3kAuto · Home · Business

Huron County

Insurance in Exeter

Exeter is the seat of South Huron, a busy agricultural service town on Highway 4 between Clinton and London. We arrange Exeter auto, home, and business cover with insurers that rate Huron County fairly.

Pop. 5kAuto · Home · Business

Grey County

Insurance in Hanover

Hanover is the self-described hub of rural Grey, an agricultural and light-industrial town on the Grey-Bruce line with a strong small-business core. We arrange Hanover auto, home, and business cover rated for Grey County.

Pop. 8kAuto · Home · Business

Bruce County

Insurance in Walkerton

Walkerton is the seat of Bruce County and the hub of Brockton, a small town on the Saugeen River known for its tight community and rebuilt water system. We arrange Walkerton auto, home, and business cover with insurers that rate Bruce County fairly.

Pop. 5kAuto · Home · Business

Bruce County

Insurance in Kincardine

Kincardine is a Scottish-heritage lakefront town on Lake Huron, home of the annual Scottish Festival and close to the Bruce nuclear site. We arrange Kincardine auto, home, and business cover rated for Bruce County's lakefront economy.

Pop. 6kAuto · Home · Business

Bruce County

Insurance in Port Elgin

Port Elgin is a Lake Huron beach town and popular retiree and cottager destination on the Bruce coast. We arrange Port Elgin auto, home, and business cover with insurers that rate the lakefront fairly.

Pop. 7kAuto · Home · Business

Grey County

Insurance in Owen Sound

Owen Sound is the seat of Grey County, a deepwater port on Georgian Bay and the birthplace of Billy Bishop. We arrange Owen Sound auto, home, and business cover rated for Grey County's largest town.

Pop. 21kAuto · Home · Business

Grey County

Insurance in Meaford

Meaford is a Georgian Bay town on the Bighead River, known for its apple festival and a genuinely sustainable small-town feel. We arrange Meaford auto, home, and business cover rated for Grey County's bayfront.

Pop. 5kAuto · Home · Business

Simcoe County

Insurance in Collingwood

Collingwood is the gateway to Blue Mountain and a busy Georgian Bay port town, with ski-season and lake-season population swings. We arrange Collingwood auto, home, and business cover rated for Simcoe County's resort economy.

Pop. 26kAuto · Home · Business

Simcoe County

Insurance in Wasaga Beach

Wasaga Beach is the town on the world's longest freshwater beach, a seasonal tourism magnet on Georgian Bay with a fast-growing year-round population. We arrange Wasaga Beach auto, home, and business cover rated for Simcoe County's beach economy.

Pop. 24kAuto · Home · Business

Simcoe County

Insurance in Midland

Midland is a Georgian Bay port town in Simcoe County, home of the Martyrs' Shrine and a busy summer tourist economy. We arrange Midland auto, home, and business cover rated for Simcoe County's bayfront.

Pop. 17kAuto · Home · Business

Simcoe County

Insurance in Orillia

Orillia sits between Lake Couchiching and Lake Simcoe, the Mariposa of Stephen Leacock and a busy year-round lakeside city. We arrange Orillia auto, home, and business cover rated for Simcoe County's lakefront.

Pop. 34kAuto · Home · Business

District of Muskoka

Insurance in Bracebridge

Bracebridge is the hub of Muskoka, a waterfall town on the Muskoka River and home of Santa's Village. We arrange Bracebridge auto, home, and cottage cover rated for Muskoka's cottage-country economy.

Pop. 10kAuto · Home · Business

District of Muskoka

Insurance in Huntsville

Huntsville is a gateway to Algonquin and Group-of-Seven cottage country, a Muskoka town on a chain of lakes with a busy summer economy. We arrange Huntsville auto, home, and cottage cover rated for Muskoka.

Pop. 20kAuto · Home · Business

District of Muskoka

Insurance in Gravenhurst

Gravenhurst is the birthplace of Norman Bethune and the southern gateway to Muskoka, a lock town on Lake Muskoka with a busy summer economy. We arrange Gravenhurst auto, home, and cottage cover rated for Muskoka.

Pop. 12kAuto · Home · Business

Simcoe County

Insurance in Stayner

Stayner is a small Clearview township town in Simcoe County, an agricultural service community with a strong small-town feel. We arrange Stayner auto, home, and small-business cover rated for Simcoe County.

Pop. 4kAuto · Home · Business

Simcoe County

Insurance in Alliston

Alliston is the largest community in New Tecumseth, a Simcoe County town built on potato farming and now a hub for Honda manufacturing and a fast-growing commuter base. We arrange Alliston auto, home, and business cover rated for Simcoe County.

Pop. 21kAuto · Home · Business

Simcoe County

Insurance in Bradford

Bradford sits in the Holland Marsh, a Simcoe County town known for vegetable farming and a fast-growing commuter population between Barrie and Toronto. We arrange Bradford auto, home, and business cover rated for Simcoe County.

Pop. 13kAuto · Home · Business

York Region

Insurance in Keswick

Keswick is the largest community in Georgina, a Lake Simcoe lakeside town and a growing year-round base for former cottagers. We arrange Keswick auto, home, and business cover rated for York Region's lakefront.

Pop. 26kAuto · Home · Business

Durham Region

Insurance in Uxbridge

Uxbridge is a historic Durham Region township town on the Oak Ridges Moraine, a commuter community with a strong small-business and agricultural base. We arrange Uxbridge auto, home, and business cover rated for Durham Region.

Pop. 21kAuto · Home · Business

York Region

Insurance in Stouffville

Stouffville is the hub of Whitchurch-Stouffville, a fast-growing York Region town that keeps a historic small-town core alongside new commuter build. We arrange Stouffville auto, home, and business cover rated for York Region.

Pop. 20kAuto · Home · Business

York Region

Insurance in Schomberg

Schomberg is a small King Township village in York Region, an agricultural-service community with a strong small-town feel and a popular annual fair. We arrange Schomberg auto, home, and small-business cover rated for King Township.

Pop. 3kAuto · Home · Business

Dufferin County

Insurance in Shelburne

Shelburne is the most populous town in Dufferin County, a Highway 124 community known for its annual Fiddlefest and a growing commuter base north of Orangeville. We arrange Shelburne auto, home, and business cover rated for Dufferin County.

Pop. 9kAuto · Home · Business

Dufferin County

Insurance in Orangeville

Orangeville is the county seat of Dufferin, a tree-lined historic town at the head of the Credit River and the commercial hub for a wide rural catchment. We arrange Orangeville auto, home, and business cover rated for Dufferin County.

Pop. 30kAuto · Home · Business

Halton Region

Insurance in Acton

Acton is the northernmost community in Halton Hills, a leather-heritage town on the Credit River with a strong small-business core and commuter base. We arrange Acton auto, home, and business cover rated for Halton Region.

Pop. 9kAuto · Home · Business

Halton Region

Insurance in Georgetown

Georgetown is the largest community in Halton Hills, a commuter town on the Credit River with a growing small-business base and a historic downtown. We arrange Georgetown auto, home, and business cover rated for Halton Region.

Pop. 22kAuto · Home · Business

Dufferin County

Insurance in Grand Valley

Grand Valley is a small Dufferin County town on the Grand River, an agricultural-service community with a strong small-town feel. We arrange Grand Valley auto, home, and small-business cover rated for Dufferin County.

Pop. 3kAuto · Home · Business

Wellington County

Insurance in Palmerston

Palmerston is a Minto township town in Wellington County, a historic railway junction with a tight community and a small service economy. We arrange Palmerston auto, home, and small-business cover rated for Wellington County.

Pop. 2.5kAuto · Home · Business

Wellington County

Insurance in Harriston

Harriston is the second of Minto's main towns in Wellington County, a small railroad-era community with an agricultural-service economy. We arrange Harriston auto, home, and small-business cover rated for Wellington County.

Pop. 2kAuto · Home · Business

Norfolk County

Insurance in Delhi

Delhi is a Norfolk County town on the former tobacco belt, now a diverse small-business and agricultural community between Simcoe and Tillsonburg. We arrange Delhi auto, home, and business cover rated for Norfolk County.

Pop. 4kAuto · Home · Business

Norfolk County

Insurance in Simcoe

Simcoe is the county seat of Norfolk, a Lake-Erie-adjacent town on the Lynn River with a strong agricultural-service and small-business economy. We arrange Simcoe auto, home, and business cover rated for Norfolk County.

Pop. 14kAuto · Home · Business

Norfolk County

Insurance in Port Dover

Port Dover is a Lake Erie harbour town in Norfolk County, famous for Friday-the-13th motorcycle rallies and a busy summer tourist economy. We arrange Port Dover auto, home, and business cover rated for Norfolk County's lakefront.

Pop. 6kAuto · Home · Business

Haldimand County

Insurance in Hagersville

Hagersville is a small Haldimand County town at the junction of Highway 6 and 20, an agricultural-service and suburban-adjacent community. We arrange Hagersville auto, home, and small-business cover rated for Haldimand County.

Pop. 3kAuto · Home · Business

Haldimand County

Insurance in Caledonia

Caledonia is the largest community in Haldimand County, a Grand River town with a growing commuter base and a strong small-business core. We arrange Caledonia auto, home, and business cover rated for Haldimand County.

Pop. 10kAuto · Home · Business

Haldimand County

Insurance in Dunnville

Dunnville is a Lake-Erie-adjacent Haldimand town at the mouth of the Grand River, a canal-town with a strong agricultural-service and small-business base. We arrange Dunnville auto, home, and business cover rated for Haldimand County.

Pop. 12kAuto · Home · Business

Niagara Region

Insurance in Fonthill

Fonthill is the largest community in Pelham, a Niagara Region town on the Niagara Escarpment with a fast-growing commuter and retirement base. We arrange Fonthill auto, home, and business cover rated for Niagara Region.

Pop. 10kAuto · Home · Business

Niagara Region

Insurance in Port Colborne

Port Colborne is a Lake Erie harbour city at the Welland Canal's southern end, a fishing and shipping town with a busy summer lakefront economy. We arrange Port Colborne auto, home, and business cover rated for Niagara Region's lakefront.

Pop. 18kAuto · Home · Business

Niagara Region

Insurance in Grimsby

Grimsby sits at the Niagara Escarpment and Lake Ontario, a fruit-growing and commuter town at the western gateway to Niagara. We arrange Grimsby auto, home, and business cover rated for Niagara Region.

Pop. 13kAuto · Home · Business

Niagara Region

Insurance in Beamsville

Beamsville is a fruit-growing town on the Niagara Escarpment, the heart of Ontario's wine country between Grimsby and St. Catharines. We arrange Beamsville auto, home, and business cover rated for Niagara Region.

Pop. 11kAuto · Home · Business

Lanark County

Insurance in Perth

Perth is a historic Lanark County town on the Tay River, known for its stone buildings, Stewart Park, and a strong small-business and tourism economy. We arrange Perth auto, home, and business cover rated for Lanark County.

Pop. 6kAuto · Home · Business

Lanark County

Insurance in Carleton Place

Carleton Place is a Lanark County town on the Mississippi River, a fast-growing Ottawa-adjacent commuter community with a strong small-business core. We arrange Carleton Place auto, home, and business cover rated for Lanark County.

Pop. 13kAuto · Home · Business

Lanark County

Insurance in Smiths Falls

Smiths Falls is a Lanark County town on the Rideau River, a former railway hub now home to a growing small-business base and cannabis-sector industry. We arrange Smiths Falls auto, home, and business cover rated for Lanark County.

Pop. 9kAuto · Home · Business

Lennox and Addington

Insurance in Napanee

Napanee is the seat of Greater Napanee in Lennox and Addington County, an Eastern Ontario river town on the Napanee River with a strong small-town economy. We arrange Napanee auto, home, and business cover rated for Lennox and Addington.

Pop. 7kAuto · Home · Business

Prince Edward County

Insurance in Picton

Picton is the largest community in Prince Edward County, a heritage-limestone county seat on the Bay of Quinte and the heart of the County's wine and tourism economy. We arrange Picton auto, home, and business cover rated for Prince Edward County.

Pop. 4kAuto · Home · Business

Hastings County

Insurance in Bancroft

Bancroft is the self-proclaimed mineral capital of Canada, a Hastings County town on the York River and a gateway to cottage and mineral country. We arrange Bancroft auto, home, and business cover rated for Hastings County.

Pop. 4kAuto · Home · Business

Nipissing District

Insurance in Mattawa

Mattawa is a small Nipissing District town at the Mattawa and Ottawa rivers, a historic fur-trade gateway on the edge of Algonquin Park. We arrange Mattawa auto, home, and small-business cover rated for Nipissing District.

Pop. 1.9kAuto · Home · Business

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